Student: What does "Personal Choice" mean?
Me: It means you can donate as much or as little money as you want to charity--there's no set percent.
Student: I'm going to donate $1.
Me: Uh...your net 'salary' is $5800/month, and you're only donating $1/month to charity?
Student: What? That's like, $12 per year. If I do it for 80 years, that's...$960! That's a lot of money! They'll start calling me "Oprah Man"!
Budgeting...
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